<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>My FIRE Simulator 博客</title><description>关于财务独立 (FIRE) 的文章和指南。</description><link>https://myfiresimulator.com/</link><language>zh</language><item><title>FIRE 计划中货币的未来：CBDC、数字支付和长期储蓄</title><link>https://myfiresimulator.com/blog/zh/the-future-of-money-in-your-fire-plan-cbdc-digital-payments-and-long-term-savings/</link><guid isPermaLink="true">https://myfiresimulator.com/blog/zh/the-future-of-money-in-your-fire-plan-cbdc-digital-payments-and-long-term-savings/</guid><description>CBDC、数字欧元和即时支付如何影响您的流动性、储蓄和长期 FIRE 策略。</description><pubDate>Fri, 03 Jul 2026 00:00:00 GMT</pubDate></item><item><title>在西班牙退休需要多少钱？火灾号码计算器</title><link>https://myfiresimulator.com/blog/zh/how-much-do-i-need-to-retire-in-spain-the-fire-number-calculator/</link><guid isPermaLink="true">https://myfiresimulator.com/blog/zh/how-much-do-i-need-to-retire-in-spain-the-fire-number-calculator/</guid><description>探索权威的计算器来查找您在西班牙的火灾号码，包括 AEAT 税收和真实模拟的关键影响。</description><pubDate>Wed, 20 May 2026 00:00:00 GMT</pubDate></item><item><title>海岸、咖啡师和火烈鸟之火：模拟器指导</title><link>https://myfiresimulator.com/blog/zh/coast-barista-and-flamingo-fire-guide-with-the-simulator/</link><guid isPermaLink="true">https://myfiresimulator.com/blog/zh/coast-barista-and-flamingo-fire-guide-with-the-simulator/</guid><description>Coast、Barista 和 Flamingo FIRE 包含数值示例、公式和表格。了解何时使用每种变体以及如何在“我的火灾模拟器”中对其进行建模。</description><pubDate>Sat, 16 May 2026 00:00:00 GMT</pubDate></item><item><title>Milei时代的经济X光</title><link>https://myfiresimulator.com/blog/zh/the-economic-x-ray-of-the-milei-era/</link><guid isPermaLink="true">https://myfiresimulator.com/blog/zh/the-economic-x-ray-of-the-milei-era/</guid><description>米莱时代下阿根廷经济增长和实际工资复苏（2021-2026）分析，数据来自世界银行和INDEC。</description><pubDate>Fri, 10 Apr 2026 00:00:00 GMT</pubDate></item><item><title>市场的巨大幻象：通货膨胀及其对您的 FIRE 计划的实际影响</title><link>https://myfiresimulator.com/blog/zh/the-great-illusion-of-the-market-inflation-and-its-real-impact-on-your-fire-plan/</link><guid isPermaLink="true">https://myfiresimulator.com/blog/zh/the-great-illusion-of-the-market-inflation-and-its-real-impact-on-your-fire-plan/</guid><description>了解为什么股市图表会欺骗您。我们分析名义回报率和通货膨胀调整后回报率之间的差距，以保护您的退休生活。</description><pubDate>Sun, 05 Apr 2026 00:00:00 GMT</pubDate></item><item><title>选举年的标普 500 指数：为什么政治噪音是一个火灾机会</title><link>https://myfiresimulator.com/blog/zh/s-p-500-in-election-years-why-political-noise-is-a-fire-opportunity/</link><guid isPermaLink="true">https://myfiresimulator.com/blog/zh/s-p-500-in-election-years-why-political-noise-is-a-fire-opportunity/</guid><description>了解中期选举如何影响标准普尔 500 指数。我们分析历史下跌和复苏，以保护您的财务独立。</description><pubDate>Wed, 01 Apr 2026 00:00:00 GMT</pubDate></item><item><title>什么是消防运动？财务独立指南</title><link>https://myfiresimulator.com/blog/zh/what-is-the-fire-movement-the-guide-to-your-financial-independence/</link><guid isPermaLink="true">https://myfiresimulator.com/blog/zh/what-is-the-fire-movement-the-guide-to-your-financial-independence/</guid><description>了解 FIRE（财务独立、提前退休）运动如何运作、4% 规则以及如何利用数学让年轻退休。</description><pubDate>Tue, 31 Mar 2026 00:00:00 GMT</pubDate></item><item><title>蒙特卡罗与历史数据：哪一个最适合您的 FIRE 计划？</title><link>https://myfiresimulator.com/blog/zh/monte-carlo-vs-historical-data-which-is-best-for-your-fire-plan/</link><guid isPermaLink="true">https://myfiresimulator.com/blog/zh/monte-carlo-vs-historical-data-which-is-best-for-your-fire-plan/</guid><description>发现纯蒙特卡罗模拟和历史模式（引导）之间的区别，以确保您的财务独立而不会失败。</description><pubDate>Mon, 30 Mar 2026 00:00:00 GMT</pubDate></item></channel></rss>